Credit Score

Whether you are buying for the first time, a Buy to Let investor or remortgaging, all organisations lending money will conduct a credit check prior to lending you any funds. Be prepared, know in advance what they will see, there may be things on your report which are incorrect. By checking in advance of any mortgage application submission it gives you a chance to contact the company involved and rectify/discuss anything which you think is an error. If you think your credit history is good, a credit report will affirm this and give you ideas about how you can make it even better.

Adverse Credit

Life happens, not everyone has a perfect credit score. This does not mean you will not be able to get a mortgage, it simply means you need a Mortgage Adviser that understands this specialist area, and will work with you and your individual circumstances, placing you with the best lender and arranging the appropriate product. Our consultants at Financial Advice Hub will place you with a recommended Mortgage Adviser.

Be informed, we at Financial Advice Hub, recommend you use checkmyfile credit reference as this is the only credit report agency which will give you data for up to 4 different credit reference agencies which include Experian, Equifax, TransUnion and Crediva.

*By clicking the link you’re departing from Financial Advice Hub website, we are therefore not responsible for the accuracy of the information contained within their site. Details of how to unsubscribe or cancel this service, is available directly from the Checkmyfile website under their T&C’s.

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